If your boat is stored in a garage, I wouldn't worry much. You probably need a good string of days below 28 or so to be concerned. You could probably just run a space heater in the garage as well, just enough to keep it a bit warmer. I think you'd be surprised at much it will take to cause any issues. It probably wouldn't take much to run the engine on muffs, get it warmed up (ie get the thermostat open) and swap from water to antifreeze. I probably wouldn't worry about it if the temps are only going to reach 28 or so for an hour overnight. This is all assuming that you plan to utilize the boat some more this fall and will do a full winterizatoin later. I can't speak for your comfort level with the weather and risk to your boat...putting some antifreeze in is definately cheap insurance for a new boat. Just my .02
Edit: Since you just bought the boat...maybe ask the dealer to winterize for you for free
