www.iFourWinns.com

I was thinking of changing my boat insurance from State Farm to United Marine Underwriters. Does any one know anything about them?

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285 Sundowner w/Twin Mercruiser 5.0L MPI's
Yamaha FX/SVHO Waverunner
Yamaha VX Cruiser Waverunner

Probably not the best time to call for insurance....just sayin

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1996 205 Sundowner DLX
5.0FL Volvo SX Cobra
Tow Veh: 2012 Nissan Frontier Pro-4X

I have State Farm for everything else and use United Marine Underwriters for the boat. I've used them for 4 yrs, seems very professional so far. I sat down with my State Farm guy and compared policies. I have better coverage at about a 1/3 the price. State Farm quoted $1,180 and I pay $365 to UMU. Declared value, so you will have to work that out. I've never had a claim, so I can't say anything about that, but so far they've been fair.

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Lakebum
2006 378 Vista
Nashville, TN
Current
04 Hustler Cheetah
06 Seadoo sportster 150
Past
06 378 vista
328 vista
240 horizon
21' glastron
20' celebrity

NiagaraChillin wrote "Probably not the best time to call for insurance....just sayin "


Why, is there any better time for me to call for insurance then when my current policy is going to be up for renewal next week????

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285 Sundowner w/Twin Mercruiser 5.0L MPI's
Yamaha FX/SVHO Waverunner
Yamaha VX Cruiser Waverunner

Uhhhh, Hurricane Sandy........

We have used Global Marine insurance for 15 years. They find the lowest rate, best policy from whomever has it. We are currently
under Progressive, as they had the best rate through Global Marine.

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One of 4 Previous (Sold) Boats:
2000 Four Winns 268 Vista

Current Boat: 2004 Chaparral 235 ssi cuddy

I went through geico. 1/3 of what everyone else was and you can choose declared value or actual. They also do down time rate so I'm not paying for the 6 months I'm not using it.

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1995 Fourwinns Sundowner 195
Tow-2005 f-150 5.4

I prefer year round coverage. Having a hurricane blow thru your yard makes you reconsider no insurance when not in the water!

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-Tony
2016 Robalo R200 w/Yahama 200!

Previous boats:
2003 Four Winns 248 Vista - sold
1994 Sunbird Corsair 200 - sold
1980 Checkmate Predictor - sold

The Geico Insurance he has is year round, just a reduced rate for winter layup. Boat is fully covered for storage, just not operating it. Same as all decent marine policies.

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One of 4 Previous (Sold) Boats:
2000 Four Winns 268 Vista

Current Boat: 2004 Chaparral 235 ssi cuddy

My state farm was only $360 for the year so I liked that. We used to have tow boat us insurance which was nice because they would tow you if you broke down on the water.

After comparing policies from State Farm, Markel, Boat US, & Progressive, I decided to go with United Marine Underwriters. Overall they had the best coverages and price.

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285 Sundowner w/Twin Mercruiser 5.0L MPI's
Yamaha FX/SVHO Waverunner
Yamaha VX Cruiser Waverunner