Probably not the best time to call for insurance....just sayin
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| Author: | Sea Gar [ Mon Oct 29, 2012 8:32 pm ] |
| Post subject: | Boat insurance |
I was thinking of changing my boat insurance from State Farm to United Marine Underwriters. Does any one know anything about them? |
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| Author: | NiagaraChillin [ Mon Oct 29, 2012 8:55 pm ] |
| Post subject: | Re: Boat insurance |
Probably not the best time to call for insurance....just sayin
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| Author: | Lakebum [ Mon Oct 29, 2012 9:06 pm ] |
| Post subject: | Re: Boat insurance |
I have State Farm for everything else and use United Marine Underwriters for the boat. I've used them for 4 yrs, seems very professional so far. I sat down with my State Farm guy and compared policies. I have better coverage at about a 1/3 the price. State Farm quoted $1,180 and I pay $365 to UMU. Declared value, so you will have to work that out. I've never had a claim, so I can't say anything about that, but so far they've been fair. |
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| Author: | Sea Gar [ Mon Oct 29, 2012 9:51 pm ] |
| Post subject: | Re: Boat insurance |
NiagaraChillin wrote "Probably not the best time to call for insurance....just sayin " Why, is there any better time for me to call for insurance then when my current policy is going to be up for renewal next week???? 
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| Author: | Cap'n Morgan [ Tue Oct 30, 2012 6:00 am ] |
| Post subject: | Re: Boat insurance |
Sea Gar wrote: NiagaraChillin wrote "Probably not the best time to call for insurance....just sayin " Why, Uhhhh, Hurricane Sandy........ We have used Global Marine insurance for 15 years. They find the lowest rate, best policy from whomever has it. We are currently under Progressive, as they had the best rate through Global Marine. |
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| Author: | Jay127 [ Tue Oct 30, 2012 9:20 am ] |
| Post subject: | Re: Boat insurance |
I went through geico. 1/3 of what everyone else was and you can choose declared value or actual. They also do down time rate so I'm not paying for the 6 months I'm not using it. |
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| Author: | taz42169 [ Tue Oct 30, 2012 10:48 am ] |
| Post subject: | Re: Boat insurance |
I prefer year round coverage. Having a hurricane blow thru your yard makes you reconsider no insurance when not in the water! 
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| Author: | Cap'n Morgan [ Tue Oct 30, 2012 10:57 am ] |
| Post subject: | Re: Boat insurance |
taz42169 wrote: I prefer year round coverage. Having a hurricane blow thru your yard makes you reconsider no insurance when not in the water! The Geico Insurance he has is year round, just a reduced rate for winter layup. Boat is fully covered for storage, just not operating it. Same as all decent marine policies. |
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| Author: | Joe [ Tue Oct 30, 2012 11:57 am ] |
| Post subject: | Re: Boat insurance |
My state farm was only $360 for the year so I liked that. We used to have tow boat us insurance which was nice because they would tow you if you broke down on the water. |
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| Author: | Sea Gar [ Fri Nov 02, 2012 8:46 pm ] |
| Post subject: | Re: Boat insurance |
After comparing policies from State Farm, Markel, Boat US, & Progressive, I decided to go with United Marine Underwriters. Overall they had the best coverages and price. |
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