Boat Insurance

NOLV4V8 · **Posted:** Wed Mar 18, 2009 1:22 pm

I am seeking insurance for my boat.

So far my best quote is through Boat US - saving me almost $50 over progressive. With Progressive coming in 2nd.

Who does everyone insure their boat though? Opinions?

jsimon · **Posted:** Wed Mar 18, 2009 1:24 pm

I get mine thru Allstate, with homeowners and car, pretty good rates from what I have seen and read.

ksteiger · **Posted:** Wed Mar 18, 2009 1:38 pm

Adding my boat to my Allstate home, auto, umbrella and life insurance policies cost me substantially less than Boat U.S.

Kevin

M3eater · **Posted:** Wed Mar 18, 2009 1:55 pm

We have our cars with Allstate. Adding the boat was about $600/year ($200 deductible, trailered, some ocean use). Boat-US was a bit more.

Sierra · **Posted:** Wed Mar 18, 2009 2:14 pm

I have had very good luck going through NBOA. http://www.nboat.com/

farleywilbur · **Posted:** Wed Mar 18, 2009 2:21 pm

My insurance is costing me just under $500. Not bad for a new boat but then again the company has had all my business for 15+ years with no claims, no speeding tickets, accidents, etc.

Small company in Canada called Guarantee.

07H200SS · **Posted:** Wed Mar 18, 2009 2:24 pm

We have ours through AIG which these days I am hating the company for what they have done to our economy, but I get great rates and there coverage is great. We have an umbrella policy with the house,cars,boat ect. and the boat is $192.00/year. Of course here in Wisconsin we can only use it maybe 5 months of the year so maybe its less for that reason.

pet575 · **Posted:** Wed Mar 18, 2009 4:14 pm

2 threads in which this was discussed at length. Might find some useful info in there in addition to what the others here have written.

http://www.smwebhead.com/phpBB3/viewtopic.php?f=2&t=2019

http://www.smwebhead.com/phpBB3/viewtopic.php?f=2&t=1849

powellcrazy · **Posted:** Wed Mar 18, 2009 7:27 pm

Boat, home, auto, RV, and Motorcycle with allstate.

I am sure there is cheaper, but how is there service when you need them??

240 Joe · **Posted:** Wed Mar 18, 2009 8:02 pm

I use State Farm with a discount for 3 cars and a home. While I am not sure how competitive the rate is, the claim service is excellant. I had an almost total loss with my first boat, collected the book value for the damage which was more than I paid for the boat. My homeowners and auto coverage is the same. I also have had help from my agent collecting on another boater's liability policy for an accident that was the other boaters fault.

Lakebum · **Posted:** Wed Mar 18, 2009 8:19 pm

I used to have everything with Allstate, 3 houses, 2 cars and boat. Can't beat service but the boat was pretty high. Ended up with United Marine Underwriters in KY and saved 50%. Might be worth a try.

Cattailspa · **Posted:** Wed Mar 18, 2009 9:07 pm

We were with Boat US. We are now with NBOA.

robbo3 · **Posted:** Wed Mar 18, 2009 10:22 pm

Progressive - boat only

AAA Insurance - everything else, no boat insurance offering

Currently shopping around for something that will cover everything.

Beer-garita · **Posted:** Wed Mar 18, 2009 10:34 pm

I'm another State Farmer. $538 covers it for the year including while in storage. It definitely does help when you have multiple policies (homeowners & cars). Compared to what I'm seeing here I think I'm getting a pretty good rate for a V298. Of course we probably all have different deductibles & coverage limits depending on the state we each live in. I'm guessing that state laws govern what the minimum and/or maximum limits of liability are.

St. Louis Dave · **Posted:** Wed Mar 18, 2009 11:00 pm

Just switched from Foremost to Allstate in January. Saved about $150 a year.

www.iFourWinns.com

Boat Insurance

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