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| Boat Insurance https://www.smwebhead.com/phpBB3/viewtopic.php?f=2&t=3018 |
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| Author: | NOLV4V8 [ Wed Mar 18, 2009 1:22 pm ] |
| Post subject: | Boat Insurance |
I am seeking insurance for my boat. So far my best quote is through Boat US - saving me almost $50 over progressive. With Progressive coming in 2nd. Who does everyone insure their boat though? Opinions? |
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| Author: | jsimon [ Wed Mar 18, 2009 1:24 pm ] |
| Post subject: | Re: Boat Insurance |
I get mine thru Allstate, with homeowners and car, pretty good rates from what I have seen and read. |
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| Author: | ksteiger [ Wed Mar 18, 2009 1:38 pm ] |
| Post subject: | Re: Boat Insurance |
Adding my boat to my Allstate home, auto, umbrella and life insurance policies cost me substantially less than Boat U.S. Kevin |
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| Author: | M3eater [ Wed Mar 18, 2009 1:55 pm ] |
| Post subject: | Re: Boat Insurance |
We have our cars with Allstate. Adding the boat was about $600/year ($200 deductible, trailered, some ocean use). Boat-US was a bit more. |
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| Author: | Sierra [ Wed Mar 18, 2009 2:14 pm ] |
| Post subject: | Re: Boat Insurance |
I have had very good luck going through NBOA. http://www.nboat.com/ |
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| Author: | farleywilbur [ Wed Mar 18, 2009 2:21 pm ] |
| Post subject: | Re: Boat Insurance |
My insurance is costing me just under $500. Not bad for a new boat but then again the company has had all my business for 15+ years with no claims, no speeding tickets, accidents, etc. Small company in Canada called Guarantee. |
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| Author: | 07H200SS [ Wed Mar 18, 2009 2:24 pm ] |
| Post subject: | Re: Boat Insurance |
We have ours through AIG which these days I am hating the company for what they have done to our economy, but I get great rates and there coverage is great. We have an umbrella policy with the house,cars,boat ect. and the boat is $192.00/year. Of course here in Wisconsin we can only use it maybe 5 months of the year so maybe its less for that reason. |
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| Author: | pet575 [ Wed Mar 18, 2009 4:14 pm ] |
| Post subject: | Re: Boat Insurance |
2 threads in which this was discussed at length. Might find some useful info in there in addition to what the others here have written. http://www.smwebhead.com/phpBB3/viewtopic.php?f=2&t=2019 http://www.smwebhead.com/phpBB3/viewtopic.php?f=2&t=1849 |
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| Author: | powellcrazy [ Wed Mar 18, 2009 7:27 pm ] |
| Post subject: | Re: Boat Insurance |
Boat, home, auto, RV, and Motorcycle with allstate. I am sure there is cheaper, but how is there service when you need them?? |
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| Author: | 240 Joe [ Wed Mar 18, 2009 8:02 pm ] |
| Post subject: | Re: Boat Insurance |
I use State Farm with a discount for 3 cars and a home. While I am not sure how competitive the rate is, the claim service is excellant. I had an almost total loss with my first boat, collected the book value for the damage which was more than I paid for the boat. My homeowners and auto coverage is the same. I also have had help from my agent collecting on another boater's liability policy for an accident that was the other boaters fault. |
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| Author: | Lakebum [ Wed Mar 18, 2009 8:19 pm ] |
| Post subject: | Re: Boat Insurance |
I used to have everything with Allstate, 3 houses, 2 cars and boat. Can't beat service but the boat was pretty high. Ended up with United Marine Underwriters in KY and saved 50%. Might be worth a try. |
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| Author: | Cattailspa [ Wed Mar 18, 2009 9:07 pm ] |
| Post subject: | Re: Boat Insurance |
We were with Boat US. We are now with NBOA. |
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| Author: | robbo3 [ Wed Mar 18, 2009 10:22 pm ] |
| Post subject: | Re: Boat Insurance |
Progressive - boat only AAA Insurance - everything else, no boat insurance offering Currently shopping around for something that will cover everything. |
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| Author: | Beer-garita [ Wed Mar 18, 2009 10:34 pm ] |
| Post subject: | Re: Boat Insurance |
I'm another State Farmer. $538 covers it for the year including while in storage. It definitely does help when you have multiple policies (homeowners & cars). Compared to what I'm seeing here I think I'm getting a pretty good rate for a V298. Of course we probably all have different deductibles & coverage limits depending on the state we each live in. I'm guessing that state laws govern what the minimum and/or maximum limits of liability are. |
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| Author: | St. Louis Dave [ Wed Mar 18, 2009 11:00 pm ] |
| Post subject: | Re: Boat Insurance |
Just switched from Foremost to Allstate in January. Saved about $150 a year. |
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