It will depend upon the interior configuration, and how much stuff needs to be carried.
Interior Configuration: The back-to-back lounger configuration with twin jumpseats (on either side of the engine) will have more floor and seating space, at the expense of storage space with the Sunsport seating with 2 buckets and a rear bench.
Stuff: If you need to carry all the watersports gear, food, towels, clothing for 9 (4 adults, 5 kids) for the day, then the 200 will most certainly feel too small. If you're planning to use the cottage as your home base, and return for food, or to drop-off/pick up gear, and you're just carrying what the cooler can hold, towels under the bow seats, and the tube or wakeboard will be behind the boat with one or more of your passengers most of the time, it's probably fine.
I have had a 180 since 2003, when my 3 kids were 5, 8, and 11. We nearly always had 2-3 friends along for the day (fewer as the kids got older and bigger!) Most of our boating is on a river delta, so we don't have a base camp on land to drop-off and pick-up; so we were all in it for the entire day on the water with everything we needed. The 200 has more space devoted to the aft swim platform than the 180, but the interior space is similar (maybe an extra 8", plus about 3-4" wider at the beam). With our dual lounger and jumpseat configuration, 5 people was comfortable, 6 was OK, 7 was the maximum, when skiing, boarding and tubing. We made efficient use of all the available storage space, and tried to bring only the essentials. We were always able to have a great time on the water, but if I had the space, I would have gone bigger (210.)
Best of luck.
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