Powell,
Trust me you are not rambling by any means and I completely hear where you are comming from and yes many of those same thoughts are bouncing between my ears right now. I do love boating and I know that if I walk away from it, it's going to bug me... I've been considering all the contingents.. Like I said before, right now I am in save my arse mode. I lost dad, lost the best friend and lost his wages (hope that doesn't come across wrong) but not only did I lose someone I love, but I also lost that money that allowed us to live like we did. I have always been pretty good at shifting things around and making the numbers work, and nothing has changed. As it stands when I sell the tractor that is a loan that will be gone (albeit only $159 a month but still!) and the plus side is that I am getting back all my collateral that I put down on the tractor in cash, which will allow me to all but pay my car off (owe 18K and some change) I have to put 2K to it, but I have that in savings so the car will be free and clear and that frees up another $356 a month. The boat honestly doesn't eat much... A whopping $250 a month so it's not that I can't afford it... But I keep thinking geez if I sell the boat I can pay it off, save another $250 a month and put 20K in the bank and then I can do some things to the house (new deck, new siding etc...)
But will I enjoy the new deck and siding as much as I will the boat?
I am not rushing into anything and rest assured my Vista won't ever be left to rot... I will do what it takes to keep her pristine even if she doesn't get used much.
I really appreciate all of your thoughts, opinions, commentary etc.. It really helps me make sure I don't miss something in my own thought process.