I figured that would come up soon, and it's a great question. I
would refuse a tow from someone
if I had the option of a professional tow. Just as I don't want to risk my boat/crew, I also wouldn't want to chance damaging someone's boat or injuring crew of those trying to help me. Also how do I know if the person offering the tow has any clue what they're doing? That's why I write the check to BoatUS every year for tow insurance.
I have towed a boat once and been towed myself for the first time last summer. When we broke down my first phone call was to BoatUS, who had no tow boats in the area(North Channel Canada). I then called the Canadian Coast Guard to have them tow me, but they also had no one in the area. Dead in the water with limited cell and a storm blowing in that was pushing us away from land,we lucked out and a good samaritan that was listening to me talk to the CG offered to help. I had no other options and that gentleman saved the day, and I will be forever grateful for it.
Part of my fear of towing comes from the one time I towed a family in who lost their prop far from shore on Lake Michigan. He just bought the boat earlier that day and had no radio, no life jackets, no flares, no anchor, and no cell reception but made sure to load all 6 kids and 2 dogs

It was getting dark and I knew there where no other options for this guy. I towed his 21ft cuddy in with my 190 horizon and it went well until we got into the channel. There is a narrow channel in between the concrete pilings of a bridge that we had to tow through, and as we approached the current caught his boat and pulled him very quickly towards those pillings. He got within a couple inches of hitting but luckily I gave it enough gas to pull him away. Here's a question....if he hit the piling would it have been my fault since I was the steer/tow vessel?
This isn't about if someone is a good samaritan based only if they're willing to tow. Just because someone says they prefer not to tow doesn't mean they don't stop and offer assistance. There is just too much liability involved. From BoatTest.com
Quote:
Towing another boat is fraught with risks, including the potential for serious injury, damage to the boat needing help or to tow boat, to say nothing of the possibility of resulting litigation.
Another relevant quote from the same article:
Quote:
The reasons for those policy exclusions are because of the many potential dangers inherent in towing. Tie a tow line to a stern cleat and it is likely to pull out the cleat, or if towing from a single quarter, to sink the tow boat. You could set up a bridle to tow from a centerline, however, depending on the size of the tow, it’s possible to pull two cleats out instead of one. Then there is the danger of the sling-shot effect of cleat pulling out under stress and hitting someone, or a tow line parting and becoming a whip.
http://www.boattest.com/resources/view_News.aspx?NewsID=4167Again if someone is in danger I will tow them to safety. If someone is flagging me down I stop without hesitation and offer assistance, but if I need a tow and professional service is available I'll crack a cold one and wait for the pro's to show up. It's just less liability and safer for everyone involved.
_________________
Our Boating Blog:
http://ben-dana.blogspot.com/
2005 268 Vista "Sea Pickle II"
1979 AMF Alcort Puffer
Previous:
2003 FW190 Horizon
1973 Startcraft 18ft "Sea Pickle"