http://www.marineassistct.com/questions.htmlQ. If I am on the water and broken down, other boaters are required to stop and help because I am in distress, right?
A. Not really. Distress on a vessel is a term associated with a threat to life. It is the same as hailing MAYDAY on the marine radio, firing a flare or flying the daytime distress flag on your vessel. If there is a medical emergency, if you had been in an accident, if there was a fire, if you were sinking, or any other situation that causes a direct threat to the life of the passengers, then yes, passing boats are required to give aid to the best of their ability and without endangering their own vessel or crew.
If a boater is just experiencing mechanical difficulties, they are not in distress, therefore passing boaters are not required to stop, but many do. It is difficult to EXPECT another boater to stop and tow you in just because your vessel is broken, out of gas or simply poorly maintained. It takes time, fuel and causes wear and tear and may involve liability on the assisting boaters part to offer to tow you in. Many boaters' insurance policies will not even cover them to tow in a broken down boat, due to the increased liability and fact the average pleasure boat is not equipped to tow another boat properly. These are all the same reasons government agency boats will not tow in vessels.
Boaters may consider other options as acceptable means of assisting stranded boaters. They can stop and offer to call for assistance on the broken boat's behalf, take a passenger to a marina to get assistance, and even offer to stay alongside until help arrives. Boaters should never feel as though they are required to tow in a broken down boat, especially if they are not comfortable with the situation or have never done it before.