I appreciate the input in this thread.
I went to NADA and the value of the 278 ranges wildly from $72K to $89K. I realize that's for a used boat, so the comparison isn't great.
The other issue I have to contend with is my existing boat. I bought an '06 Funship from them (local dealer) last July. It's not got 19.8 hours on it and it flawless - and I mean flawless. To sell that boat outright, in a private sale, would take too long and frankly I don't want the hassle.
According to NADA there should be no problem walking away from it, as a trade in, owing nothing; in fact average retail exceeds what we owe.
Give me your thoughts on this. Even trade in for the Funship, keep the Vista trailer (we'll wet slip) and I pay $80K.
The intangible here is the dealer. They are absolutely fantastic. I know they would be no matter where I bought a Four Winns, but what about a sea trial? If I bought a boat from CT, I'd have to deal with shipping it. Then, I'd have no one to show me to use the thing. I'm not new to boating, but I am new to boat like a Vista. And, again, I'd have to mess around with selling my existing boat.
I'm not necessarily trying to justify the price in my head, but I'm playing devil's advocate. There's more to this than the bottom line price. It can be leverage in the negotiation, but there are other considerations for me.
What to do...

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SOLD! 2006 30th Anniversary Vista 278
"Conch'd Out!"
http://vista278.com